Quote Originally Posted by MadtownPacker
Quote Originally Posted by Bretsky
Mad,

When you said it's made your FICO blow up what do you mean ? It's elevated your score or brought it down ? My family uses 3 CC's each month and pays them every month in full.
Elevated, cmon man, yo aint that old!

Makes sense; I've heard random musings from many that for your FICO you have to carry a balance and it hurts you if you charge monthly and pay it off monthly. I've always felt that was crap. It's all about getting as many positive marks on your credit from on time payments and avoiding the negative marks for late payments. Before ya know it you'll prolly be getting pre-approved for 1MIL home in California Mad.

B