Quote Originally Posted by Frozen Tundra View Post
When I buy a house or a car, I usually expect to keep them for several years - not buy one or two more houses and cars every single year for the indefinite future. So the payment becomes a fixed, one-time part of my yearly budget, and stays constant for years or even decades.
Wait...you don't refinance it every 4 years and then continue paying for it during the "void years" 3 years after you move out?? You must be doing it wrong.