NFL Offseason/Free Agency Thread

[Frozen Tundra]

Continually cooking the cap can lead to a team not being able to offer an UFA the same amount of money when that bill comes due. That's where it hurts. For instance, there were players we couldn't go after this year because the bill finally came due on AR. Same next year with what's left of Bakh's contract. Again, these bills DO come due and it will make it so you can't offer someone new the same amount of money that another team can at that given time.

I can't believe this still needs to be explained to people. It's like people think that as long as they have checks in the checkbook, they can just keep writing checks.

[texaspackerbacker]

I can't believe this still needs to be explained to people. It's like people think that as long as they have checks in the checkbook, they can just keep writing checks.

Did you (or would you) postpone buying a house or a car until you had enough money to pay cash for it? Or would you "cook" the limit of your finances with a mortgage or car loan? THAT's what needs to be explained to people. You are anticipating that you will have more money (or cap space) in the future, so you kick the can down the road and benefit in the meantime.

[Frozen Tundra]

Did you (or would you) postpone buying a house or a car until you had enough money to pay cash for it? Or would you "cook" the limit of your finances with a mortgage or car loan? THAT's what needs to be explained to people. You are anticipating that you will have more money (or cap space) in the future, so you kick the can down the road and benefit in the meantime.

When I buy a house or a car, I usually expect to keep them for several years - not buy one or two more houses and cars every single year for the indefinite future. So the payment becomes a fixed, one-time part of my yearly budget, and stays constant for years or even decades.

[bobblehead]

When I buy a house or a car, I usually expect to keep them for several years - not buy one or two more houses and cars every single year for the indefinite future. So the payment becomes a fixed, one-time part of my yearly budget, and stays constant for years or even decades.

Wait...you don't refinance it every 4 years and then continue paying for it during the "void years" 3 years after you move out?? You must be doing it wrong.