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Partial
11-23-2008, 02:08 PM
Someone is using my fucking credit card info online. They probably went through the mail since the have the #, name, and address, but don't have the pin.

Pisses me right off having to sort this shit out.

Freak Out
11-23-2008, 02:09 PM
Always shred man. You have to be so fucking careful these days.....I've been telling my wife that for a long time. :bang:

Partial
11-23-2008, 02:25 PM
Crazy thing is I do shred. My mom takes care of all of that. She's pretty hardcore with the shredder. I think they took a letter straight out of our mail box, or, there was a security breach at one of the companies I hold stock in, so they may have gotten it that way.

Regardless, the company offered me free credit monitoring so I'm going to sign up for that I guess.

Freak Out
11-23-2008, 02:33 PM
Crazy thing is I do shred. My mom takes care of all of that. She's pretty hardcore with the shredder. I think they took a letter straight out of our mail box, or, there was a security breach at one of the companies I hold stock in, so they may have gotten it that way.

Regardless, the company offered me free credit monitoring so I'm going to sign up for that I guess.

If you think someone got into your mail let the PO know.

Partial
11-23-2008, 02:39 PM
Crazy thing is I do shred. My mom takes care of all of that. She's pretty hardcore with the shredder. I think they took a letter straight out of our mail box, or, there was a security breach at one of the companies I hold stock in, so they may have gotten it that way.

Regardless, the company offered me free credit monitoring so I'm going to sign up for that I guess.

If you think someone got into your mail let the PO know.

post or police?

Freak Out
11-23-2008, 02:42 PM
Crazy thing is I do shred. My mom takes care of all of that. She's pretty hardcore with the shredder. I think they took a letter straight out of our mail box, or, there was a security breach at one of the companies I hold stock in, so they may have gotten it that way.

Regardless, the company offered me free credit monitoring so I'm going to sign up for that I guess.

If you think someone got into your mail let the PO know.

post or police?

Post.

GrnBay007
11-23-2008, 03:15 PM
You're kind of a high maintenance kinda guy Partial....lost cell phone, pee chairs, stolen credit info....geesh, what's next? :P

Sorry to hear about your credit card problem...that really sucks.

red
11-23-2008, 03:22 PM
i talked to an older lady one time that had a credit card app sent to her house but the mailman put it in her neighbors box by mistake

the neighbor filled out the crap, got the card, and ran up 40,000 worth of credit before the lady even knew what hit her

if someone wants to get you, they will

HowardRoark
11-23-2008, 03:22 PM
Same thing happened to me Friday night/Saturday morning. First time ever in my life. Luckily a VISA person called me by 10:00 AM.

GrnBay007
11-23-2008, 03:25 PM
Do they get info from online purchases, or what?

Partial
11-23-2008, 03:31 PM
You're kind of a high maintenance kinda guy Partial....lost cell phone, pee chairs, stolen credit info....geesh, what's next? :P

Sorry to hear about your credit card problem...that really sucks.

Yeah, its been a really shitty weekend.

Partial
11-23-2008, 03:32 PM
Same thing happened to me Friday night/Saturday morning. First time ever in my life. Luckily a VISA person called me by 10:00 AM.

Do you have monitoring? VISA didn't call me.

bobblehead
11-23-2008, 03:53 PM
First, you shouldn't be liable, the CC company usually eats everything after $50.

Second, nevermind your mail, I would suspect your roommates first. Usually that is the first place the police will look too. In college, even if your roommates are all cool and get along, there is always a chance of a roomie stealing a CC or ATM card.

Partial
11-23-2008, 04:02 PM
First, you shouldn't be liable, the CC company usually eats everything after $50.

Second, nevermind your mail, I would suspect your roommates first. Usually that is the first place the police will look too. In college, even if your roommates are all cool and get along, there is always a chance of a roomie stealing a CC or ATM card.

I'm not liable. The company refunded the money already. Just some crazy shit. Eye opening to be sure. I had Discover and Visa reissue my cards with different numbers.

Credit Card stuff goes to my Moms house.

It was somebody in some foreign country that requires the 1% internal service charge or whatever. They purchased 100 USD in english pounds in online poker chips.

GBRulz
11-23-2008, 07:20 PM
There is a way to opt out of those credit card offers that come in the mail. You may want to look into that. I don't know the address off hand, but I'm sure that you can easily Google it. When I bought my house several years ago, I couldn't believe the number of pre-approved credit card offers that came in the mail. Not just for cc's, but actual live checks came, where all I had to do is sign and deposit for the loan.

I also opt out of all paper billing for my credit cards, bank statements and any kind of bill possible. Everything comes to me via email.

IMO, your credit info has a much higher chance of being stolen from a paper trail vs. online.

Partial
11-23-2008, 07:37 PM
No doubt about it. Anyway, I'm not sure how they got it. My information was stolen from the Bank of New York Mellon, but I'm not sure if thats how whomever used it got it as I don't see why they'd have my CC#.

Anyway, they gave me two years of credit monitoring on the 3 major services using Triple Alert from Experian, so I took that. Hopefully they constant monitoring of my credit does not ding it up too badly.

MadtownPacker
11-24-2008, 01:03 PM
Damn, if you are this easy to gank I should have got in on it. 8-)

I think Bobble is right that it might be your cellmates. Based on all the nice threads you make about them I have to believe they are class acts that would "borrow" your CC. Just as a joke of course.

Badgerinmaine
11-24-2008, 01:09 PM
Same thing happened to me Friday night/Saturday morning. First time ever in my life. Luckily a VISA person called me by 10:00 AM.

My in-laws in Connecticut had the same thing happen to them a few years ago--Visa was suspicious that they (in their late 60s at the time) had "bought" $1000 in video games and skateboard supplies in Montreal (the thought of my mother in law with those is pretty darned funny, but obviously it was a case of fraud) and got it fixed right away. Anyhow, Partial, sorry to hear about what happened to you.

Badgerinmaine
11-24-2008, 01:12 PM
Anyway, they gave me two years of credit monitoring
"F-r-e-e, that spells free, credit report.com, bay-beeeee..."
http://www.youtube.com/watch?v=Wm7lhFkEijY&feature=related
:mrgreen:

3irty1
11-24-2008, 10:55 PM
That happened to Blake freshman year. Ridiculous hassle. Probably best to learn the lesson now rather than in a couple years when you are worth something. Bummer.

SkinBasket
11-25-2008, 07:35 AM
I don't know what the big deal is. I've had my number stolen three times and it's never been a problem. Two of the times I've notified the CC company, and the other they called me. We chat about how I don't make international porn site purchases, they cancel the card, and send a new one overnight.

I say forget the roommate theory. Your mom is obviously sick of taking care of all your shit and sold your info on-line to terrorists in an attempt to have you arrested by Homeland Security and sent to Camp X-Ray.

MateoInMex
11-25-2008, 01:18 PM
Same thing happened to me Friday night/Saturday morning. First time ever in my life. Luckily a VISA person called me by 10:00 AM.

Do you have monitoring? VISA didn't call me.


That sucks, dude. Visa should give you a call as they do monitor your purchases.

I travel a lot, and they're pretty leniant because they know my spending schedule. But when I travel out of the country, I have to call them before I leave...it's always a good idea to do so...because they'll freeze my card. The downside of that is they froze my card a bunch of times when I have been stuck at a place out of the country waiting for it to unfreeze.

HowardRoark
11-25-2008, 06:15 PM
Same thing happened to me Friday night/Saturday morning. First time ever in my life. Luckily a VISA person called me by 10:00 AM.

Do you have monitoring? VISA didn't call me.


That sucks, dude. Visa should give you a call as they do monitor your purchases.

I travel a lot, and they're pretty leniant because they know my spending schedule. But when I travel out of the country, I have to call them before I leave...it's always a good idea to do so...because they'll freeze my card. The downside of that is they froze my card a bunch of times when I have been stuck at a place out of the country waiting for it to unfreeze.

I guess I must have some kind of monitoring with my VISA card. I was not aware. We have fairly random and diverse purchase patterns too; travel, etc. When the woman called, I waited for my wife to come home as I would have no idea what she had purchased online the previous 24 hours.

I was impressed w/VISA.

I think it is PackerRat hacker.