ESPN.com's John Clayton reports Green Bay Packers QB Brett Favre's retirement could be a financial disaster, but in a different kind of way for the team. With his $3 million roster bonus and $7 million in salary, Favre would make $10 million this year if he plays. The Packers would save $10 million of cash if he doesn't, but that's not necessarily a good thing. The Packers have a payroll of around $76 million, but that doesn't include draft choices or any other free agent signings. Not having Favre would take the payroll down to $66 million. With the new collective bargaining agreement, teams must have a minimum cash payroll of $85.5 million, meaning the Packers would have to spend $19.5 million just to make the minimum. With the players remaining as free agents, the Packers would be hard pressed to spend the money they would need to.