Retirement

[Partial]

WEEEE

I've been working fill time for 19 years now. I do like my job, but its naive as hell IMO to say that you wont retire early if you have the chance.

I think its naive as hell to say that anyone will. Anyone, and I mean anyone can retire by 50 with some very basic financial planning and saving. I would say most could do it by 45 if they were thrifty.

I guess its different strokes for different folks, but I like to be the best and I'll work until my future wife and I decide its time to move to a condo on the beach.

[The Leaper]

I've had jobs for 8 years now. Full time during the summer, part time during school. I like working because I like money and I like having people to socialize with outside of the family, friends, etc. Maybe you don't like working or like your job, but I do.

Things change a ton when you get into the real world, and your job finally has some serious responsibility to it...rather than being some kind of fun social networking tool.

[MadtownPacker]

I wonder how long this thread will go on until everyone gives up on trying to straighten Partial out.

[The Leaper]

I think its naive as hell to say that anyone will. Anyone, and I mean anyone can retire by 50 with some very basic financial planning and saving. I would say most could do it by 45 if they were thrifty.

Sure...if a college graduate decides to live a shoestring budget for 20 years and declines on the opportunity to have children. Sounds like a miserable existance IMO...live like a pauper for 20 years, then retire to be without friends or family for the next 30+.

[twoseven]

Anyone, and I mean anyone can retire by 50 with some very basic financial planning and saving. I would say most could do it by 45 if they were thrifty.

Have you actually started doing any of this yet to make these claims? Are you talking about just enough money for yourself? Do you plan on putting any kids through college? Are you talking about just living or living well? I have two financial planners (a dumb one and a smart one), and both might like to talk to you about how simple it all is if you haven't been putting it away since you turned 22.

At 36 I have finally been able to start aggresively putting away for all of these things. But I'll tell you right now, if you are just assuming or guessing at how much you need to put away to be set in another 20-30 years you had better take another look. One of the first things I realized when I started this stuff was just how much I would NOT have in 20-30 years considering how much costs will go up, how much ANY colleges will charge, how much SS I will not be getting, what I will have to pay towards meds and healthcare down the road (and I'm planning on being healthy). Sorry man, it's not so cut and dry like you seem to be making it out to be.

Not just anyone on any income can go at it half-assed and walk away with a bunch of bread in 20-30 years. Especially not if you actually plan on having a family, buying a home, giving them a good life, and hopefully sending them to a good school, amongst many other things 30-60 year olds spend their money on (cars, furniture, food, entertainment, and maintenance of property and self) BEFORE retiring.

[the_idle_threat]

I think its naive as hell to say that anyone will. Anyone, and I mean anyone can retire by 50 with some very basic financial planning and saving. I would say most could do it by 45 if they were thrifty.

Sure...if a college graduate decides to live a shoestring budget for 20 years and declines on the opportunity to have children. Sounds like a miserable existance IMO...live like a pauper for 20 years, then retire to be without friends or family for the next 30+.

It's the Partial way.

[Zool]

I wonder how long this thread will go on until everyone gives up on trying to straighten Partial out.

Im done.

[BallHawk]

I wonder how long this thread will go on until everyone gives up on trying to straighten Partial out.

Judging by the recession thread, we can go 20+ pages.

[SkinBasket]

I wonder how long this thread will go on until everyone gives up on trying to straighten Partial out.

Anyone, and I mean anyone can retire by 50 with some very basic financial planning and saving. I would say most could do it by 45 if they were thrifty.

Well, you see Madtown, it's not Partial that needs straightening out, it's all those people in poverty. If they would simply apply some very basic financial planning and thrift to their lives, they could be as rich as Partial. Our nation's beaches would be filled with retired 50 year olds of all colors and backgrounds, money falling out of their speedos. There would be no poverty, no disease, no pain. Only sunshine, rainbows, and unicorns born of candy corn and kisses.

[Zool]

Well, you see Madtown, it's not Partial that needs straightening out, it's all those people in poverty. If they would simply apply some very basic financial planning and thrift to their lives, they could be as rich as Partial. Our nation's beaches would be filled with retired 50 year olds of all colors and backgrounds, money falling out of their speedos. There would be no poverty, no disease, no pain. Only sunshine, rainbows, and unicorns born of candy corn and kisses.

Where did you find a speedo with pockets? Or do you use your ass like a change dispenser?

[Patler]

I've had jobs for 8 years now. Full time during the summer, part time during school. I like working because I like money and I like having people to socialize with outside of the family, friends, etc. Maybe you don't like working or like your job, but I do.

Ah...I remember those days, taking jobs because you wanted to, with little responsibility and knowing that it was likely to be a short-term job anyway. What's not to like? Each one is new and different, a learning experience, chance to meet new people, make a little money, etc. etc.

That's a far cry from what you will be faced with later in life when you devote yourself to a family, a profession and if you are lucky, to an employer.

[SkinBasket]

Where did you find a speedo with pockets? Or do you use your ass like a change dispenser?

Not pockets. You just stuff it full of cash. Nothing like the feeling of a couple dozen benjamins tightly cupping your balls.

[Zool]

How about the Washington twins? Thats usually about what I have available.

[SkinBasket]

How about the Washington twins? Thats usually about what I have available.

You need very basic financial planning and thrift in your life.

[Zool]

Perhaps I need a comp sci degree like the 3 guys I work with who are absolute know-nothings?