high-yield online bank accounts

[SkinBasket]

From what I'm seeing it's 3.65%. It seems like a good regular savings account. My wife works at a bank so it might be insulting to put our regular savings in a different bank, but I'm looking seriously at doing just that.

That's the lowest it's been since I've had the account. Rate drops and all. Used to be over 4.

[RashanGary]

I'm going to put our savings in there. We have some big expenditures coming up so I have more than you probably should in a regular savings. Might as well throw it into that Orange account until it's needed.

[SkinBasket]

We use it for earmarked savings we may need quick access to for something else. Property taxes live there. Money to pay nutz's dad. That kind of thing.

[Partial]

Are there any higher interest things that you can easily pull money out of? I wouldn't be opposed to putting it into like a diverse mutual fund, but I DO want easy access to it in case of an emergency.

[RashanGary]

We use it for earmarked savings we may need quick access to for something else. Property taxes live there. Money to pay nutz's dad. That kind of thing.

Same thing I want to use it for. My two boys have a college saving started (they're 2 and 5). I will put their money in one until something better comes up.

[SkinBasket]

We use it for earmarked savings we may need quick access to for something else. Property taxes live there. Money to pay nutz's dad. That kind of thing.

Same thing I want to use it for. My two boys have a college saving started (they're 2 and 5). I will put their money in one until something better comes up.

What's wrong with the state program? Whateverthefuckitscalled. Jesus, we've got two of em. Uhhhhhh....

Edvest. That's what I'm thinking of. Tax free. Not quite as flexible if your kid ends up not going to school, but the growth is better.

[retailguy]

I've had an Orange account for some time. No complaints here.

Same. Easy to move money in and out. Bright colors. Of course I'm an idiot for not spending the money in that account on my mortgage, but I do what I can.

You got a hell of a mortgage interest rate if this is "part of your investment plan" to make money on your mortgage money. A mortgage rate less than 3.65%.... Wow. Skin, you rock.

[SkinBasket]

I've had an Orange account for some time. No complaints here.

Same. Easy to move money in and out. Bright colors. Of course I'm an idiot for not spending the money in that account on my mortgage, but I do what I can.

You got a hell of a mortgage interest rate if this is "part of your investment plan" to make money on your mortgage money. A mortgage rate less than 3.65%.... Wow. Skin, you rock.

Jesus, you are a sad little man aren't you. It's not an investment. It's where we keep money we use. Don't worry about our investments, they're doing just fine.

Your problem is that you're like Jared from subway. You were a financial fat dummy. Then you started eating right and figured out that you didn't have to be fat if you weren't so stupid. So now you think you're real smart because you can hold up your old wide assed pants and tell everyone how smart you are because your not fat anymore. You push your sub eating propaganda on the rest of us, who were never fat to begin with because we ate smart, thinking you're smarter than we are because you were fat and now you're skinny.

So now while people like me eat a balanced meal, you keep harping on only eating veggie subs from subway, because since it's your way, it must be the right way, to be healthy.

Guess what Jared? I'm sick of hearing about your fucking subs. You're not as smart as you think you are and there's more than one way to manage your weight, and **GASP** those ways work better for other people.

In other words, stick your stupid money advice up your ass because it's not nearly as insightful as the shit I took last week that had bits of spinach in it. Your desperate attempts to latch onto anything I say, misinterpret it, then make yourself look like a bleeding asshole aren't even stupid funny anymore, they're just stupid.

[retailguy]

I've had an Orange account for some time. No complaints here.

Same. Easy to move money in and out. Bright colors. Of course I'm an idiot for not spending the money in that account on my mortgage, but I do what I can.

You got a hell of a mortgage interest rate if this is "part of your investment plan" to make money on your mortgage money. A mortgage rate less than 3.65%.... Wow. Skin, you rock.

Jesus, you are a sad little man aren't you. It's not an investment. It's where we keep money we use. Don't worry about our investments, they're doing just fine.

Your problem is that you're like Jared from subway. You were a financial fat dummy. Then you started eating right and figured out that you didn't have to be fat if you weren't so stupid. So now you think you're real smart because you can hold up your old wide assed pants and tell everyone how smart you are because your not fat anymore. You push your sub eating propaganda on the rest of us, who were never fat to begin with because we ate smart, thinking you're smarter than we are because you were fat and now you're skinny.

So now while people like me eat a balanced meal, you keep harping on only eating veggie subs from subway, because since it's your way, it must be the right way, to be healthy.

Guess what Jared? I'm sick of hearing about your fucking subs. You're not as smart as you think you are and there's more than one way to manage your weight, and **GASP** those ways work better for other people.

In other words, stick your stupid money advice up your ass because it's not nearly as insightful as the shit I took last week that had bits of spinach in it. Your desperate attempts to latch onto anything I say, misinterpret it, then make yourself look like a bleeding asshole aren't even stupid funny anymore, they're just stupid.

Wow, that was quite a diatribe for a joke, responding to your joke. But, whatever. Hope you feel better. I'm off to Subway...

[Scott Campbell]

We use it for earmarked savings we may need quick access to for something else. Property taxes live there. Money to pay nutz's dad. That kind of thing.

Same thing I want to use it for. My two boys have a college saving started (they're 2 and 5). I will put their money in one until something better comes up.

What's wrong with the state program? Whateverthefuckitscalled. Jesus, we've got two of em. Uhhhhhh....

Edvest. That's what I'm thinking of. Tax free. Not quite as flexible if your kid ends up not going to school, but the growth is better.

There are state sponsored 529 plans. And there are also Education IRA's.

[Scott Campbell]

Cousins is way better than Subway. I sure wish we had them in Utah.

[retailguy]

Cousins is way better than Subway. I sure wish we had them in Utah.

Personally, I prefer Quizno's but that would probably be a violation of my contract.

[Partial]

Wouldn't you want to put all of your money in one IRA or what-have-you to take advantage of compoiund interest? It seems to me you'd make more if you had all the money in one account say instead of 5.

[SkinBasket]

Wow, that was quite a diatribe for a joke, responding to your joke. But, whatever. Hope you feel better. I'm off to Subway...

Yes, yes. We've heard it before. It's a joke. Then when it's not funny it's satire that everyone else is too dumb to understand. Then when someone tells you what satire means you tell everyone to shut up.

My post was an extended metaphor, not a joke. I'm going to go hump your mom now.

[Scott Campbell]

Wouldn't you want to put all of your money in one IRA or what-have-you to take advantage of compoiund interest? It seems to me you'd make more if you had all the money in one account say instead of 5.

Can't do that. You typically pay a penalty (I think its 10% + income taxes) on IRA withdrawls before age 59.5. You need some other investment vehicle for your emergency stash.