OFFICIAL THREAD about "NOTHING"

[Patler]

When you have dimensia...sp ? .............I'm not sure the quality of life and care is much better regardless. My parents are well off; my grandma is 99 and for the past five years they call her 3 times a day and visit her daily. And now she has a minor stroke, and is put into some facility that takes about 10G per month away. I may be bias or ignorant....but I think it's flushing 10G away per month rather than property planning for this.

I've been telling my parents for the past ten years they should be planning for what happened last week. As a parent given the same scenario my kids will have owned the home fifteen to twenty years already

I have helped my children become well-established in life, each with jobs as professionals, so they are well capable of taking care of themselves. Consequently, I feel no obligation to provide for them after I die. If I can pass something on to them, fantastic. If not, they will still be just fine without it.

On the other hand, if I should need to be committed, or otherwise placed in a facility for my care, I feel that I should pay for it to the extent that I am able, not you or other taxpayers. If your grandparents had transferred their assets, someone would be paying the 10G per month for your grandma's care. The cost wouldn't disappear just because she had no financial means to pay for it herself.

If I had a child who needed care after I was gone, I am sure I would feel differently.

[Little Whiskey]

This is the point in the conversation where it turns political.

Who is responsible for your long term care? You or the tax payers.

[Bretsky]

This is the point in the conversation where it turns political.

Who is responsible for your long term care? You or the tax payers.

A great question
The current answer is:


If you have no money it's the tax payers
If you have money it's yours until your assets are drained
once your value is nothing it's the tax payers

[George Cumby]

I told my parents that their assets were their assets, to be used in what ever way they want. Preserving their assets to pass down to me and my siblings should not be a concern or obligation, unless that is what they want. Both are/were fiercely independent, and wanted to take care of themselves, through their own means, for as long as possible.

My father died some years ago in his 90's, my mother is still alive and in her 90's. She owns their house free and clear, and it remains in her name. She wants to know it is hers, and the value is available to take care of her if ever needed.

I wouldn't have it any other way.

+1. Dad is 80, Mom is 76. Both healthy and living in the country on 40 acres. They don't want to leave the place and are holding on, as is their right.

If they leave something to us, great, it'll go to my kids college funds.

Signing their money to my brothers would be an unsound decision. Families can be hateful when that shit comes down.

[Upnorth]

If you are seriously talking about moving money from parent to child, have a family meeting with an agenda and try to get a third party mediator. When I do succession planning with clients I typically mediate a family meeting. Having a third party around has two main benefits, no family history and an independant person to take the anger out on. This can really help long term family dynamics, just make sure the planner has ties to either the parents or no one, or i could get dicey. As to the life insurance hack mentioned previously, I wish I could help but I don't know american tax law well enough, sorry.

[SkinBasket]

After researching the homosexual tendencies of billions of insects and spiders, scientists have concluded that it's a case of mistaken identity. Up to 85 percent of male insects engage in homosexual acts but scientists now believe that the same sex mating is accidental. Boasting one of the strongest evolutionary drives, the bugs reportedly are in such a hurry to reproduce that they do not take enough time to discern their potential mate's gender.

Doctor Inon Scharf of Tel Aviv University and Doctor Oliver Martin of ETH Zurich University published theirfindings in the journal of Behavioural Ecology and Sociobiology after reviewing past studies of 110 species of male insects and spiders, concluding there is almost no evolutionary advantage to insect homosexuality, unlike birds and some mammals.

“It is unclear what role evolution plays in this curious situation. Like heterosexual behavior, it takes time and energy and can be dangerous - and it lacks the potential payoff of procreation,” the authors noted.

The doctors propose in their study that insect homosexual activity occurs because males carry pheromones from previous sexual activities with other females. Those pheromones in turn attract other males.

Dr. Scharf said, "Homosexual behavior may be genomically linked to being more active, a better forager, or a better competitor. So even though misidentifying mates isn't a desirable trait, it's part of a package of traits that leaves the insect better adapted overall."

He also said "Insects and spiders mate quick and dirty.'

[Upnorth]

After researching the homosexual tendencies of billions of insects and spiders, scientists have concluded that it's a case of mistaken identity. Up to 85 percent of male insects engage in homosexual acts but scientists now believe that the same sex mating is accidental. Boasting one of the strongest evolutionary drives, the bugs reportedly are in such a hurry to reproduce that they do not take enough time to discern their potential mate's gender.

Doctor Inon Scharf of Tel Aviv University and Doctor Oliver Martin of ETH Zurich University published theirfindings in the journal of Behavioural Ecology and Sociobiology after reviewing past studies of 110 species of male insects and spiders, concluding there is almost no evolutionary advantage to insect homosexuality, unlike birds and some mammals.

“It is unclear what role evolution plays in this curious situation. Like heterosexual behavior, it takes time and energy and can be dangerous - and it lacks the potential payoff of procreation,” the authors noted.

The doctors propose in their study that insect homosexual activity occurs because males carry pheromones from previous sexual activities with other females. Those pheromones in turn attract other males.

Dr. Scharf said, "Homosexual behavior may be genomically linked to being more active, a better forager, or a better competitor. So even though misidentifying mates isn't a desirable trait, it's part of a package of traits that leaves the insect better adapted overall."

He also said "Insects and spiders mate quick and dirty.'

In university I had a buddy who made the same mistake at a party, we called him Gorgeous George after that incident.

[SkinBasket]

Was he more active, a better forager, or a better competitor than most of your friends?

[hoosier]

After researching the homosexual tendencies of billions of insects and spiders, scientists have concluded that it's a case of mistaken identity. Up to 85 percent of male insects engage in homosexual acts but scientists now believe that the same sex mating is accidental. Boasting one of the strongest evolutionary drives, the bugs reportedly are in such a hurry to reproduce that they do not take enough time to discern their potential mate's gender.

Doctor Inon Scharf of Tel Aviv University and Doctor Oliver Martin of ETH Zurich University published theirfindings in the journal of Behavioural Ecology and Sociobiology after reviewing past studies of 110 species of male insects and spiders, concluding there is almost no evolutionary advantage to insect homosexuality, unlike birds and some mammals.

“It is unclear what role evolution plays in this curious situation. Like heterosexual behavior, it takes time and energy and can be dangerous - and it lacks the potential payoff of procreation,” the authors noted.

The doctors propose in their study that insect homosexual activity occurs because males carry pheromones from previous sexual activities with other females. Those pheromones in turn attract other males.

Dr. Scharf said, "Homosexual behavior may be genomically linked to being more active, a better forager, or a better competitor. So even though misidentifying mates isn't a desirable trait, it's part of a package of traits that leaves the insect better adapted overall."

He also said "Insects and spiders mate quick and dirty.'

That has to be the best study ever. (1) Insects and other vermin are just like us: they cannot tell the difference between the males and females of their species; (2) Evolution cannot explain (human) sexuality. (Disclaimer: I like #2 for reasons that have nothing to do with the politicization of biology in US culture wars.)

[Upnorth]

Was he more active, a better forager, or a better competitor than most of your friends?

The scientific term is drunk and Horny I believe.

[George Cumby]

Was he more active, a better forager, or a better competitor than most of your friends?

I think he would fall into the "spray and pray" category.....

[Joemailman]

Gotta hand it to the OSU Band: Superman to the top of the Empire State Building:

[Bretsky]

Pretty cool; I wonder if their band is as crooked as their athletics ?

[call_me_ishmael]

Made this with chicken instead of beef (beef isn't on sale this week), threw in some extra jalapenos, and then used half of a white onion and a fistful of cilantro and it is THE BOMB!

http://www.tasteofhome.com/recipes/tex-mex-chili

[woodbuck27]

Gotta hand it to the OSU Band: Superman to the top of the Empire State Building:

That's so cool.