Do yourself a favor...............

[packinpatland]

It was in the long run a savings, if you consider what could have happened if it had cost lives.

[Freak Out]

Being an 'expert' in heathcare industry and insurance administration, I'll be able to watch this movie w/ a dif't point of view. Lots of the things mentioned (insurance staff looking for denials) is being mitigated by staff in hospitals ensuring things will be paid before service.

Personally, I've fixed some of the largest health systems in the country (and my company overall has saved hospitals BILLIONS of dollars over the last decade). Things are pretty screwed up - that's just obvious.

Its not screwed up for you, its not screwed up for Harvey but it is screwed up. My wife works for a large company with thousands of employees and pays a very small monthly premium for very good coverage. Good for her and myself (was good for our kids ) , but I'm self employed and if I was not married to her I would have to pay a pile of $$$ a month for the same kind of coverage. What is the GOOD reason for that? My friend who is a Engineer for the State has to pay a bit more than her for his family but makes less $$$. Look at the plans all Federal employees and Congress get to take part in. Why should they get to use those plans when other Americans are denied access? I like my Doctor and Dentist and nurses and all the admin, all these folks are worth what they get paid I'm sure....but American health care is all about profit over people now and that is wrong. Insurance companies that "manage" our health care should not be trying to return dividends to share holders but should be doing all they can for the people they serve.

Its all sort of the benefit package with the company. Those are all things people should look at in terms of total compensation from a company.

If a company is huge, insurance will likely be cheaper. It only makes sense.

So if we all just worked for big Corporations everything would be fine. That's the answer.

[Freak Out]

That is a big waste of money to pull the plug at that point.

Anna worked in a lab studying the osteopontin gene and how it affected vitamin D within the human body. She would use antibodies like crazy(which cost 500 dollars a pop) and go through $100,000 worth of supplies in a month. This is just one person studying something as an undergrad in a lab of 15-20 people. Imagine the overall cost!

As a student or an employee?

[Tyrone Bigguns]

I always love it when Partial, a student, talks about the real world. Come back when you've actually been in it.

Come back when you actually know something about the history of medicine within this country. Come back when you can tell me WHY we lead the world in research.

[Partial]

That is a big waste of money to pull the plug at that point.

Anna worked in a lab studying the osteopontin gene and how it affected vitamin D within the human body. She would use antibodies like crazy(which cost 500 dollars a pop) and go through $100,000 worth of supplies in a month. This is just one person studying something as an undergrad in a lab of 15-20 people. Imagine the overall cost!

As a student or an employee?

Stu

[Partial]

I always love it when Partial, a student, talks about the real world. Come back when you've actually been in it.

Come back when you actually know something about the history of medicine within this country. Come back when you can tell me WHY we lead the world in research.

I don't think it takes a genius to see that the University of Wisconsin and the University of California are the best scientific research universities in the world. They get the best professors, who attended the best schools and got the best grades, and who work the hardest and are sponsored with the big bucks to do research for pharmaceutical(or whatever field) companies. In the example of the lady friend, she worked in the best vitamin d lab in the world.

I would say that in my 21 years of age I have worked enough, listened enough, read enough, and have experienced more than enough to have a good understanding of how the world is. I've read a lot of your posts and I don't think your vantage point is worth any more(or more correct or well-rounded) than mine.

Now I'm curious Tyrone, why is everything as it is? Since you have so much "real world experience", I am quite interested in hearing your response.

[HarveyWallbangers]

So if we all just worked for big Corporations everything would be fine. That's the answer.

Whether people realize it or not, it costs every working stiff money for healthcare. Just because your employer "pays for it," doesn't mean you aren't paying for it. Companies will often hire a contractor at a higher salary rather than hire a full-time employee--mainly to avoid paying the high health care cost for that employee. That employee chooses whether they want to buy health insurance or not. Plenty of people don't, but they are getting that higher salary because the company can avoid paying these types of benefits. It's up to you to choose which benefits package (salary, vacation, health care, etc.) means the most to you.

And damn those big corporations for providing such a benefit. Those evil bastards.

[Partial]

Being an 'expert' in heathcare industry and insurance administration, I'll be able to watch this movie w/ a dif't point of view. Lots of the things mentioned (insurance staff looking for denials) is being mitigated by staff in hospitals ensuring things will be paid before service.

Personally, I've fixed some of the largest health systems in the country (and my company overall has saved hospitals BILLIONS of dollars over the last decade). Things are pretty screwed up - that's just obvious.

Its not screwed up for you, its not screwed up for Harvey but it is screwed up. My wife works for a large company with thousands of employees and pays a very small monthly premium for very good coverage. Good for her and myself (was good for our kids ) , but I'm self employed and if I was not married to her I would have to pay a pile of $$$ a month for the same kind of coverage. What is the GOOD reason for that? My friend who is a Engineer for the State has to pay a bit more than her for his family but makes less $$$. Look at the plans all Federal employees and Congress get to take part in. Why should they get to use those plans when other Americans are denied access? I like my Doctor and Dentist and nurses and all the admin, all these folks are worth what they get paid I'm sure....but American health care is all about profit over people now and that is wrong. Insurance companies that "manage" our health care should not be trying to return dividends to share holders but should be doing all they can for the people they serve.

Its all sort of the benefit package with the company. Those are all things people should look at in terms of total compensation from a company.

If a company is huge, insurance will likely be cheaper. It only makes sense.

So if we all just worked for big Corporations everything would be fine. That's the answer.

Harv stated the point I was getting at more elegantly. The employer is footing some of the bill for your health care, and it is most likely built into your salary. If you are unhappy with your salary and amount of health care you have to pay, you should try getting a better deal elsewhere, or getting a higher paying job.

A big corporation(say 25k employees) will naturally get a discounted rate from the insurance company for buying in bulk. Say the company aims for 20% profit on each health insurance agreement they sell. Perhaps with that big company they settle on 18% profit to be the exclusive provider for that large corporation(with any employee not taking the corporate package to have to foot the bill themselves rather than having it through the company).

That is all I was saying by that.

[packinpatland]

"I don't think it takes a genius to see that the University of Wisconsin and the University of California are the best scientific research universities in the world. They get the best professors, who attended the best schools and got the best grades, and who work the hardest and are sponsored with the big bucks to do research for pharmaceutical(or whatever field) companies."


Just for the sake of argument, where exactly did you find that these two schools are the best?

Sounds a tad juvenile.

[PackerBlues]

"I don't think it takes a genius to see that the University of Wisconsin and the University of California are the best scientific research universities in the world. They get the best professors, who attended the best schools and got the best grades, and who work the hardest and are sponsored with the big bucks to do research for pharmaceutical(or whatever field) companies."


Just for the sake of argument, where exactly did you find that these two schools are the best?

Sounds a tad juvenile.

Ah, but he is 21, he has seen all that the world has to offer. Plus his lady friend worked in the best "vitamin D" lab in the world.

[HarveyWallbangers]

"I don't think it takes a genius to see that the University of Wisconsin and the University of California are the best scientific research universities in the world. They get the best professors, who attended the best schools and got the best grades, and who work the hardest and are sponsored with the big bucks to do research for pharmaceutical(or whatever field) companies."

Just for the sake of argument, where exactly did you find that these two schools are the best?

Sounds a tad juvenile.

Cal and Wisconsin ranked #1 and #4 nationally in research among public institutions according to this ranking. Michigan, Minnesota, and UCLA were #2, #3, and #5, respectively.

http://mup.asu.edu/research2006.pdf

[PackerBlues]

"I don't think it takes a genius to see that the University of Wisconsin and the University of California are the best scientific research universities in the world. They get the best professors, who attended the best schools and got the best grades, and who work the hardest and are sponsored with the big bucks to do research for pharmaceutical(or whatever field) companies."


Just for the sake of argument, where exactly did you find that these two schools are the best?

Sounds a tad juvenile.

Ah, but he is 21, he has seen all that the world has to offer. Plus his lady friend worked in the best "vitamin D" lab in the world.

Quite honestly, I don't really feel sorry for those people that don't have insurance. That is their own dumb faults. If they cannot afford it because there job doesn't pay enough, maybe they should work a little harder, better themselves, and get a better job.

Wich would explain a lot.

[HarveyWallbangers]

Ah, but he is 21, he has seen all that the world has to offer. Plus his lady friend worked in the best "vitamin D" lab in the world.

I'm outta here. Going to watch the Crew vs. the Twins.

[Freak Out]

I thought that there was a "beating the head against the wall" emoticon?

[Partial]

"I don't think it takes a genius to see that the University of Wisconsin and the University of California are the best scientific research universities in the world. They get the best professors, who attended the best schools and got the best grades, and who work the hardest and are sponsored with the big bucks to do research for pharmaceutical(or whatever field) companies."


Just for the sake of argument, where exactly did you find that these two schools are the best?

Sounds a tad juvenile.

If not the best they're up there. Those types of schools are where the majority of huge breakthroughs take place. MU is up there as Harv noted. I list those two because it seems like every time I open a paper its "a new compound discovered at cal" or "finally: efficient hydrogen fuel cell created at UW", etc, etc.